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Dependent Care Assistance Programs (DCAPs) Basics:

Section 129 of the tax code permits employees to exclude up to $5,000 from gross income to pay for dependent care expenses. These arrangements, required to be established by a written document, are referred to as Dependent Care Assistance Programs…

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Carrier Premium Credits – Can We Keep Them?

Many fully-insured carriers are offering premium credits, temporarily reducing future monthly premiums. It started with carriers offering these premium credits for group dental and vision coverage, and now some carriers are offering similar credits for group medical premiums. Employers receiving…

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